Grants for Women of Color — November 2026
103 US funding programs in the GrantCompass catalog are open to a woman of color — but only 8 of them are written specifically for women of color, and only 3 of those 8 are accepting applications today. That gap is the whole story of this page. Below, every program is sorted into four honest tiers — explicitly for women of color, women-and-minority priority, general women’s programs you are eligible for but not targeted by, and minority or tribal capital that is not women-specific — with its real status as of November 3, 2026: 65 open, 20 between intakes, 8 paused or ended for good.
See every program you qualify for — free →
Closing next: Sephora Beauty Grant (November 6, 2026), Montana Tribal Tourism Small Business Grant (November 30, 2026), Secretsos Small Business Grant (December 31, 2026). Full countdown below.
Updated November 3, 2026 — every deadline, amount and status below was verified against the GrantCompass catalog and the program’s own official page on November 3, 2026. Recomputed and republished monthly — bookmark this URL rather than a dated search result.
Applying to a women's grant this month? We draft applications for seventeen of them, free preview ↓
Four tiers, status-verified — filter the 103
Every one of the 103 programs below is sorted into a tier by how directly it is aimed at women of color, and stamped with the status we verified on November 3, 2026. Tier 1 names women of color in its eligibility rules. Tier 2 is a women-and-minority program — you are a named priority, not the only audience. Tier 3 is a general women’s program: open to you, not targeted at you. Tier 4 is minority or tribal capital that is not women-specific at all, mostly CDFI lending. Program names link to the GrantCompass page for that program, where the eligibility detail lives.
- Tier 1 — explicitly for women of color: 8 programs, 3 open now.
- Tier 2 — women + minority priority: 17 programs, 4 open now.
- Tier 3 — general women’s programs: 18 programs, 7 open now.
- Tier 4 — minority & tribal capital, not women-specific: 60 programs, 51 open now.
Showing 103 of 103 verified programs
| Program | Amount | Status & next date | Who it is for | Intel |
|---|---|---|---|---|
| digitalundivided BREAKTHROUGH — Grant for Black & Latina Women FoundersGrant · TX/GA/MI | $5,000 per company | Open Cohort applications live — Northern California and Nashville (verified Aug 23, 2026) | Black & Latina women founders | 6/7 locked |
| HerRise MicroGrantGrant · National | $1,000 per month | Open Rolling — 11:59pm ET on the last day of every month | Under-resourced women, including women of color (51%+ women-owned) | 6/7 locked |
| Hot Bread Kitchen — HBK Incubates Food Business ProgramProgram · NY | In-kind (free program) | Open Rolling admissions, free | Food entrepreneurs — focus on women of color & immigrant women | 6/7 locked |
| Black Girl Ventures BGV Pitch ProgramAward · National | $5,000 + audience crowdfund | Closed 2026 cohort closed May 15, 2026 | Black & Brown women founders | 6/7 locked |
| Tarte Shape Your Future Small Business AwardsGrant · National | $10,000–$25,000 | Between Between intakes — next round not announced | Black women-owned businesses | 7/7 locked |
| PepsiCo Juntos Crecemos Jefa-Owned Business GrantGrant · National | $10,000 (20 winners) | Between Between intakes — next round not announced | Latina-owned food & beverage businesses | 6/7 locked |
| Fearless Fund Strivers GrantGrant · National | $20,000 (program enjoined) | Ended Permanently closed by the September 2024 settlement — will not reopen | Black women-owned businesses (program ended) | 7/7 locked |
| SoGal Foundation Black Founder Startup GrantGrant · National | $5,000–$10,000 (historical) | Ended Grant page returns 404; no active SoGal grant programme | Black women & nonbinary founders | 6/7 locked |
| Founders First Capital Partners — Revenue-Based Financing + Grant SupportRevenue-based capital · National | $25K–$250K RBF + grants | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| Antares REACH Grant Program & Boost CampGrant · National | Up to $20,000 | Open Rolling — no fixed deadline | Underrepresented founders with product/market fit | 6/7 locked |
| DivInc Startup AcceleratorAccelerator · National | $10,000 equity-free grant | Open Cohort closed Aug 23, 2026 | BIPOC, women & LGBTQ tech founders | 6/7 locked |
| Galaxy Grant for Women and Minority Business OwnersGrant · National | $2,500 | Open Closes October 31, 2026 | Women & minority business owners | 6/7 locked |
| Secretsos Small Business GrantGrant · National | $2,500 (quarterly) | Open Q4 closes December 31, 2026 | Underserved owners denied bank credit (women, minority, veteran) | 6/7 locked |
| NBMBAA Scale-Up Pitch ChallengeGrant · National | Up to $50,000 | Undated Annual challenge — next round not dated | Black early-stage founders | 6/7 locked |
| Glossier Grant for Black-Owned Beauty BusinessesGrant · National | $50,000 (new) / $100,000 (alumni) | Between Between intakes — next round not announced | Black-owned beauty businesses | 6/7 locked |
| PepsiCo Greenhouse Accelerator — Juntos Crecemos EditionAccelerator · National | $20,000 + up to $100,000 grand prize | Between Between intakes — next round not announced | Hispanic-owned food & beverage brands | 6/7 locked |
| Sephora Beauty GrantGrant · National | $100,000 | Open 2027 round open — closes November 6, 2026 | Underrepresented beauty & personal-care founders | 6/7 locked |
| Black Kitchen Initiative Grant (Heinz × The LEE Initiative)Grant · National | Up to $25,000 | Between Between intakes — next round not announced | Black-owned restaurants & food businesses | 6/7 locked |
| Camelback Ventures FellowshipFellowship · National | $25,000 seed grant | Between Between intakes — next round not announced | Black & Latinx social-impact founders | 7/7 locked |
| LISC Small Business Relief GrantsGrant · National | $5,000–$25,000 (when open) | Between Between intakes — next round not announced | Black, Latino & women owners in low-income communities | 7/7 locked |
| NAACP Powershift Entrepreneur GrantGrant · National | $25,000 | Between Between intakes — next round not announced | Black entrepreneurs | 7/7 locked |
| NAACP × L'Oréal USA Inclusive Beauty FundGrant · National | $25,000 | Between Between intakes — next round not announced | Black beauty entrepreneurs (salons, stylists, barbers) | 7/7 locked |
| Power Forward Small Business GrantGrant · MA/ME/NH/RI | $25,000 | Between Between intakes — next round not announced | Black-owned New England businesses | 7/7 locked |
| Black Ambition PrizeGrant · National | Up to $1,000,000 total | Ended No Prize Competition applications in 2026 — organisation says so on its own site | Black & Hispanic early-stage founders | 6/7 locked |
| Comcast RISEGrant · National | $5K cash + in-kind pkg | Ended comcastrise.com now redirects to Comcast Project UP — no 2026 window | Small businesses in Comcast markets (launched for women- & minority-owned) | 1/7 locked |
| First Children's Finance — Child Care Business Loan FundLoan · National | Up to $25K–$125K | Open Rolling — no fixed deadline | Child-care business owners (overwhelmingly women) | 6/7 locked |
| IFundWomen Universal Grant ApplicationGrant · National | $10,000–$25,000 (varies by sponsor) | Open Rolling — one profile enters sponsor cycles | Women-owned businesses (one profile, rotating sponsors) | 6/7 locked |
| Amber Grant for WomenGrant · National | Three $15,000 grants monthly + three $75,000 year-end | Open Rolling — 11:59pm ET on the last day of every month | Women-owned businesses (US & Canada) | 6/7 locked |
| Boundless Futures Foundation — EmpowHer GrantGrant · National | Up to $50,000 (EmpowHer) | Open Rolling cycles, several a year — reimbursement-based | Early-stage women founders with a social-impact thesis | 6/7 locked |
| Grameen America — Microloans for Women EntrepreneursLoan · AL/CA/FL/GA | $2,000–$15,000 | Open Rolling — no fixed deadline | Low-income women entrepreneurs (peer-group lending) | 7/7 locked |
| Women Founders GrantGrant · National | $5,000 | Open Rolling, no date posted | Women founders and owners | 6/7 locked |
| SBA Women's Business Centers (WBC) NetworkProgram · National | Free to low-cost services | Open Always open — free services | Any woman business owner (free counselling) | 6/7 locked |
| SBA Women-Owned Small Business (WOSB / EDWOSB) Federal Contract ProgramCertification · National | Contract access (no cash award) | Open Always open — free certification | 51%+ women-owned firms seeking federal contracts | 6/7 locked |
| Block Advisors Fund Her Future GrantGrant · National | $50K + 5×$10K | Closed 2026 window closed — annual, opens in the spring | 51%+ women-owned US businesses | 6/7 locked |
| Anonymous Was A Woman AwardAward · National | $50,000 | Undated Nomination only — artists cannot self-apply | Women-identifying visual artists over 40 — nomination only | 5/7 locked |
| Cartier Women's Initiative Regional AwardsAward · National | $30K / $60K / $100K | Between 2027 Regional Awards closed June 16, 2026 — next window expected spring 2027 | Women-led impact businesses (international) | 6/7 locked |
| Connecticut Child Care Business Expansion GrantGrant · CT | Up to $25,000 | Between Between intakes — next round not announced | Women-owned businesses | 6/7 locked |
| Connecticut Child Care Business Start-Up GrantGrant · CT | Up to $5K–$25K | Between Between intakes — next round not announced | Women-owned businesses | 6/7 locked |
| Visa She's Next Grant ProgramGrant · National | $10,000 | Between Between intakes — next round not announced | Women-owned US small businesses | 6/7 locked |
| Colorado Family Child Care Home Facilities Improvement GrantGrant · CO | Up to $5,000 | Between Between intakes — next round not announced | Women-owned businesses | 6/7 locked |
| Tory Burch Foundation Fellows ProgramFellowship · National | Financial resources (varies) | Between Between intakes — next round not announced | US women entrepreneurs, $75K+ revenue | 6/7 locked |
| Eileen Fisher Women-Owned Business GrantGrant · National | $10,000–$40,000 | Ended Dormant — no verified cycle in recent years | Women-owned mission-driven businesses (dormant) | 6/7 locked |
| Stacy's Rise ProjectGrant · National | $25,000 | Ended Dormant — no cycle since the 2023 applications | Women-founded food & beverage brands (dormant) | 6/7 locked |
| CDC Small Business Finance / Momentus Capital — Small Business LoansLoan · CA/AZ/GA/MI | $30K–$350K (504: up to $30M+) | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| Texas Small Business Credit Initiative (TSBCI)Loan · TX | $5K–$20M (via lenders) | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| NDN Fund — Indigenous Business & Enterprise LoansLoan · National | $10K-$10M+ | Open Rolling — no fixed deadline | Native-owned / tribal businesses | 6/7 locked |
| Coastal Enterprises Inc. (CEI) — Small Business Loans and EquityLoan · ME/NH/VT/MA | $5,000–$5,000,000 | Open Rolling — no fixed deadline | Women & minority owners | 7/7 locked |
| Community Reinvestment Fund USA (CRF) — Small Business LoansLoan · National | $50K–$5M (SBA 7(a)) | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| Nevada SSBCI Collateral Support ProgramLoan · NV | Up to 49.9% of collateral, max $5M | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| Craft3 — Small Business LoansLoan · OR/WA | Up to $4M+ (fixed rate) | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| Illinois Advantage Illinois Participation Loan Program (PLP)Loan · IL | Up to $2M participation | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| Lakota Funds — Native Business & Ag LoansLoan · SD | Up to $2,000,000 | Open Rolling — no fixed deadline | Native-owned / tribal businesses | 6/7 locked |
| Indiana Venture Capital Investment (VCI) Tax CreditTax credit · IN | 25-30% of investment | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| Ohio Minority Business Direct Loan ProgramLoan · OH | $45K-$1.5M | Open Rolling — no fixed deadline | Minority-owned businesses | 6/7 locked |
| LiftFund — CDFI Small Business LoansLoan · AR/AZ/CO/FL | $500–$1,000,000 | Open Rolling — no fixed deadline | Women & minority owners | 7/7 locked |
| South Carolina Community Loan Fund (SCCLF) — Small Business LoansLoan · SC | ~$5K-$1M | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| TruFund Financial Services — CDFI Small Business LoansLoan · NY/AL/LA/TX | $500–$1,000,000 | Open Rolling — no fixed deadline | Women & minority owners | 7/7 locked |
| Washington Revenue-Based Financing FundLoan · WA | $10K-$500K (up to $1M) | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| Rhode Island Small Business Assistance Program (SBAP)Loan · RI | $2,000–$750,000 | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| BIA Indian Loan Guarantee and Insurance Program (ILGP)Program · National | Up to $500K (individuals) | Open Rolling — no fixed deadline | Native-owned / tribal businesses | 6/7 locked |
| LISC Entrepreneurs of Color Fund — Small Business LoansLoan · GA/IL/MI/CA | Up to $500,000+ | Open Rolling — no fixed deadline | Minority-owned businesses | 6/7 locked |
| Mountain BizWorks — Western NC Small Business LoansLoan · NC | $1,000–$500,000 | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| Pursuit — CDFI Small Business LoansLoan · NY/NJ/CT/PA | $10,000–$500,000 | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| Four Bands Community Fund — Business & Ag LoansLoan · SD | Up to $400,000 | Open Rolling — no fixed deadline | Native-owned / tribal businesses | 6/7 locked |
| Carolina Small Business Development Fund — Small Business LoansLoan · NC | Up to $350,000 | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| DreamSpring — CDFI Small Business LoansLoan · AL/AZ/CA/CO | $1,000–$350,000 | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| Accion Opportunity Fund — Small Business LoansLoan · National | $5,000–$250,000 | Open Rolling — no fixed deadline | Women & minority owners | 7/7 locked |
| Chicago INVEST South/West Small Business GrantGrant · IL | Up to $250,000 | Open Rolling — no fixed deadline | Minority-owned businesses | 6/7 locked |
| Florida Black Business Loan ProgramLoan · FL | Up to $250,000 | Open Rolling — no fixed deadline | Minority-owned businesses | 6/7 locked |
| HOPE (Hope Enterprise Corporation / Hope Credit Union) — Small Business LoansLoan · AL/AR/LA/MS | Up to $250,000 | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| LEDC — Small Business Loans for Latino and Underserved DMV EntrepreneursLoan · DC/MD/VA | $500–$250,000 | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| Mississippi Minority Business Enterprise (MBE) Loan ProgramLoan · MS | $35,001–$250,000 (up to $500,000 with 50% match) | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| Communities Unlimited — Rural Small Business LoansLoan · AL/AR/LA/MS | $1,000–$200,000 | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| Pacific Community Ventures — Good Jobs LoansLoan · CA/CO/NY/TX | $10,000–$200,000 | Open Rolling — no fixed deadline | Women & minority owners | 7/7 locked |
| Justine PETERSEN — Small Business MicroloansLoan · MO/IL | $500–$150,000 | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| Minnesota Emerging Entrepreneur Loan Program (ELP)Loan · MN | $5K–$150K | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| Virginia Small Business Financing Authority (VSBFA) Microloan ProgramLoan · VA | $10K-$50K (SWaM); up to $150K | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| Ascendus — Small Business Term Loans and MicroloansLoan · AL/AK/AZ/AR | Up to $100,000 | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| Hopi Credit Association — Business & Micro-Enterprise LoansLoan · AZ | Up to $100,000 | Open Rolling — no fixed deadline | Native-owned / tribal businesses | 6/7 locked |
| Working Solutions — CDFI Small Business LoansLoan · CA | $5,000–$100,000 | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| Philadelphia COVID-19 Small Business Relief Grant / Commerce Department Small Business Gr…Grant · PA | Up to $50,000 | Open Rolling — no fixed deadline | Minority-owned businesses | 6/7 locked |
| Ohio Micro-Loan ProgramLoan · OH | $10K-$45K at 0% | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| Montana Indian Equity Fund Small Business GrantGrant · MT | Up to $40,000 | Closed 2026 window (July 1 – September 30, 2026) closed — next window not yet dated | Native-owned / tribal businesses | 6/7 locked |
| Nimiipuu Community Development Fund — Business LoansLoan · ID/OR/WA | $2,500-$35,000 | Open Rolling — no fixed deadline | Native-owned / tribal businesses | 6/7 locked |
| Kiva U.S. — 0% Interest Microloans for Small BusinessLoan · National | $1,000–$15,000 at 0% interest | Open Rolling — no fixed deadline | Women & minority owners | 7/7 locked |
| Montana Tribal Tourism Small Business GrantGrant · MT | Up to $10,000 | Open Closes November 30, 2026 | Native-owned / tribal businesses | 7/7 locked |
| California IBank Venture Capital Program (Expanding Venture Capital Access)Equity co-investment · CA | Equity co-investment (state-managed $250M) | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| DoD Mentor-Protégé Program (DFARS 219.7100)Program · National | Varies by agreement | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| Indiana Legend Fund — Small Business Loan Participation ProgramLoan · IN | Lender-set loans | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| MBDA Business Center ProgramProgram · National | Free services (no cash grant) | Open Rolling — no fixed deadline | Free MBDA centre services for minority-owned firms funds organisations | 6/7 locked |
| Native American Bank — Commercial Business LoansLoan · National | Commercial loans (deal-by-deal) | Open Rolling — no fixed deadline | Native-owned / tribal businesses | 6/7 locked |
| ONABEN — Native American Entrepreneurship Programs (Indianpreneurship)Program · National | Free training & TA | Open Rolling — no fixed deadline | Native entrepreneurs (free training) | 6/7 locked |
| Operation HOPE — 1 Million Black Businesses (1MBB)Program · National | Free program + capital access | Open Rolling — no fixed deadline | Black business owners (free coaching & credit building) | 6/7 locked |
| SBA 8(a) Business Development ProgramCertification · National | Sole-source up to $4.5M (mfg: $7M) | Open Rolling — no fixed deadline | Minority-owned businesses | 6/7 locked |
| SBA T.H.R.I.V.E. Emerging Leaders ReimaginedProgram · National | Free (valued up to $5,000–$10,000) | Open Rolling — no fixed deadline | Growth-stage owners (free executive training) | 6/7 locked |
| MBDA Capital Readiness ProgramProgram · National | $400,000–$1,000,000 | Undated Awards go to nonprofit intermediaries, not founders | Nonprofit intermediaries, not founders funds organisations | 6/7 locked |
| Mastercard Strive USA Small Business GrantGrant · National | Grants to organisations (not to businesses) | Undated Funds organisations, not individual businesses | Nonprofits & CDFIs — not individual businesses funds organisations | 6/7 locked |
| Treasury CDFI Fund — Native American CDFI Assistance (NACA) ProgramGrant · National | Up to $1.5M (FA) / $200K (TA) | Between Between intakes — next round not announced | Native CDFIs, not individual businesses funds organisations | 6/7 locked |
| MBDA Women's Entrepreneurship Program (WEP)Grant · National | ~$400,000/yr per grantee | Between Between intakes — next round not announced | Nonprofit operators, not founders funds organisations | 6/7 locked |
| Washington Small Business Flex FundLoan · WA | Up to $250,000 | Between Between intakes — next round not announced | Women & minority owners | 6/7 locked |
| First Peoples Fund — Artist in Business Leadership (ABL) FellowshipFellowship · National | $10,000 | Between Between intakes — next round not announced | Native-owned / tribal businesses | 6/7 locked |
| SBA Community Advantage Small Business Lending Company (CA SBLC)Loan · National | Up to $350,000 | Ended Not accepting applications | Minority-owned businesses | 6/7 locked |
| Illinois OE3 Small Business Capital and Infrastructure Grant ProgramGrant · IL | $10,000–$245,000 | Ended Not accepting applications | Minority-owned businesses | 6/7 locked |
See which of these 103 you actually qualify for. Answer a short eligibility check and GrantCompass ranks every program against your business — and watches the deadline on anything you star, free. No card, no call.
See your matches — free →Apply-Ready
Applying this month? We'll draft it with you.
For these seventeen grants (six of them only for women-owned businesses), answer a few short questions once and we draft your application from what you tell us: only your facts, with a blank wherever the judges want a detail only you know. You submit it yourself.
You see a free preview first and pay only if you want the full draft: $9 per grant. You can add the other month-end grants you qualify for at $5 each (never more than $15 extra).
Close at the end of every month
- Hey Helen Grant$10,000 monthlyWomen-owned · US · under $1M revenueCloses the last day of every month, 11:59pm ETDraft my applicationit →
- Amber Grant$15,000 monthlyWomen-owned (50%+)Closes the last day of every monthDraft my applicationit →
- HerRise MicroGrant$1,000 monthly51%+ women-owned · US · under $1M revenueCloses the last day of every monthDraft my applicationit →
- Big Idea Grant (YippityDoo)$1,000 monthlyWomen-owned and run · ideas welcomeCloses the last day of every month, 11:59pm PTDraft my applicationit →
- Freed Fellowship$500 monthlyAny US for-profit businessCloses the last day of every monthDraft my applicationit →
Other deadlines
- Sephora Beauty Grant$100,000Beauty brands · $100K+ revenue · 51%+ underrepresented-owned · no entry feeFinal deadline November 6, 2026Draft my applicationit →
- SecretSoS Small Business Grant$2,500 quarterlyWomen-, veteran- or minority-owned, or turned down for a bank loan · USCloses the last day of each quarterDraft my applicationit →
- Business Freedom Grant$1,000Idea stage welcome · no entry feeReview rounds until the final deadline, December 31, 2026Draft my applicationit →
- IFW Startup Accelerator Grant$5,000Any US owner (50%+) · idea stage welcome · $5 entry feeFinal deadline November 30, 2026Draft my applicationit →
- The Hustle Grant$1,000 monthlyWomen-owned · USMonthly; winner named on the 15thDraft my applicationit →
- Hustler's MicroGrant$1,000 monthlyAny US small-business owner · $15 entry feeMonthly; no published closing dateDraft my applicationit →
- Seated Together Microgrant$750 ($1,000 veteran-owned)Any US for-profit · startups welcome · $5 entry feeRolling; reviewed each quarterDraft my applicationit →
- Hiring Our Heroes Small Business Grant$10,000–$25,000Veteran or military-spouse owned · 3–20 people · no entry feeFinal deadline December 15, 2026Draft my applicationit →
- Awesome Foundation Micro-Grant$1,000 monthlyAnyone with a community project · no entry feeRolling; most chapters choose monthlyDraft my applicationit →
- Outta Excuses Grant$3,000 quarterlyRegistered LLC · under $500K revenue · $15 entry feeFinal deadline December 31, 2026Draft my applicationit →
- Tory Burch Foundation Fellows$2,000 + a year's fellowshipWomen-owned · $75K+ revenue · no entry feeFinal deadline November 17, 2026Draft my applicationit →
- Thiel Fellowship$250,000 over 2 yearsAge 22 or under · no university degree · no entry feeRolling; open all yearDraft my applicationit →
What these applications actually ask
We read the live application forms for eighteen private essay grants. Most ask the same three things: what your business is, why it matters to you, and exactly how you would spend the money. The shortest is the HerRise MicroGrant (two answers of up to 250 characters each); the longest is the Tory Burch Foundation Fellows Program (eight written questions). Entry fees run from nothing (Business Freedom Grant) to $25.
Which of these close next
One of the eighteen closes on November 6, 2026: Sephora Beauty Grant. After that, the Business Freedom Grant has a review round closing November 15, 2026 and a final deadline of December 31, 2026; the Tory Burch Foundation Fellows Program closes November 17, 2026; the Amber Grant for Women closes November 30, 2026; the Freed Fellowship Grant closes November 30, 2026; the HerRise MicroGrant closes November 30, 2026; the Hey Helen Grant closes November 30, 2026; the IFW Startup Accelerator Grant closes November 30, 2026; the YippityDoo Big Idea Grant closes November 30, 2026; the Hiring Our Heroes Small Business Grant closes December 15, 2026; the Outta Excuses Small Business Empowerment Grant closes December 31, 2026; the SecretSoS Small Business Grant closes December 31, 2026; the Her Agenda Breakthrough Grant closes January 19, 2027. The Hustle Grant: Monthly (winner named on the 15th; The Hustle announces each cutoff in its newsletter). Seated Together Small Business Microgrant: Rolling; reviewed in quarterly cycles. Hustler's MicroGrant: Applications open monthly (no published closing date). Awesome Foundation Micro-Grant: Rolling; most chapters choose a project each month. Thiel Fellowship: Rolling: applications are accepted year round. Each link opens that grant’s page with the draft form ready.
What each form asks, shortest application first. The question wording for each grant is on its own page, and a dash means we found no hard cap on the form.
| Grant | Award | Entry fee | Written questions | Form limit | What the judges look for | Who can apply | Deadline |
|---|---|---|---|---|---|---|---|
| Amber Grant for Women | $15,000 monthly (plus $75,000 year-end grants) | $15 | 2 | — | Your story: passion, business savvy and vision; Your plan to grow or start the business; Exactly how you'd spend the $15,000 | Women-owned businesses | Last day of each month |
| HerRise MicroGrant | $1,000 monthly | $15 | 2 | 250 characters per answer | The essence of your business story; A specific use for the $1,000 | Women-owned businesses | Last day of each month |
| Hustler's MicroGrant | $1,000 monthly | $15 | 2 | 250 characters per answer | Vision; Impact; How the funding moves the business forward | Any founder | Applications open monthly |
| Outta Excuses Small Business Empowerment Grant | $3,000 (one winner each quarter, plus 30 days of weekly coaching) | $15 | 2 | — | Your story and what you've pushed through; What the business does and who it serves; Real progress so far; A specific use of the $3,000; How the money and coaching help you grow | Any founder | December 31, 2026 at |
| The Hustle Grant | $1,000 monthly | $15 | 2 | — | Your story: passion, business skills and vision; How you'll grow or start the business; Exactly where the $1,000 goes | Women-owned businesses | Monthly |
| Awesome Foundation Micro-Grant | $1,000 (no strings attached; most chapters give one a month) | $0 | 3 | 2000 characters per answer | A clear, specific project people can picture; Something new or experimental that delights or inspires; Benefit to the chapter's community, not only to you; A visible difference made by $1,000; Roots in the community you're applying to | Any founder | Rolling; most chapters choose a project each month |
| Freed Fellowship Grant | $500 monthly (plus a $2,500 year-end grant) | $19 | 3 | — | Context: your market; Content: your core story; Community: who you've found or built; Chemistry: what makes you special; Commerce: your business model | Any founder | Last day of each month |
| IFW Startup Accelerator Grant | $5,000 (one winner) | $5 | 3 | 1000 characters per answer | Vision and story: clarity of purpose, passion, your connection to the business; Use of funds: a specific plan for how $5,000 reaches a concrete next milestone; Potential for success and impact, socially or commercially | Any founder | November 30, 2026 |
| Sephora Beauty Grant | $100,000 (one grant, plus pro-bono consulting and a meeting with Sephora merchants) | $0 | 3 | — | The founder's background and 'why'; The problem the product solves and why it beats competitors; Proof of traction: sales, marketing metrics, retail relationships; A specific plan for the $100,000 and what it achieves; Fit for prestige beauty retail: customer, differentiation, positioning | Any founder | November 6, 2026 |
| Business Freedom Grant | $1,000 | $0 | 4 | 150–250 words per answer | Clarity of your business idea (3 pts); Feasibility of your plan (3 pts); Impact of the grant (2 pts); Passion and commitment (2 pts) | Any founder | December 31 |
| Hey Helen Grant | $10,000 monthly | $15 | 4 | — | Your drive and determination; A clear, realistic plan for the money (within 6 months); Evidence you can sustain and grow what you've built; A compelling vision for the future | Women-owned businesses | Last day of each month |
| Seated Together Small Business Microgrant | $750 (up to $1,000 for veteran-owned businesses) | $5 | 4 | 300 words per answer | Demonstrated business need; A specific, feasible use of the funds; Potential for business growth; Community impact or jobs; Fit with the program's purpose | Any founder | Rolling; reviewed in quarterly cycles |
| SecretSoS Small Business Grant | $2,500 each quarter | $15 | 4 | — | Use of funds, tied to a listed purpose (45%); Your qualities: passion, commitment, drive (40%); Your business: mission and the need it meets (15%) | Women-, veteran- or minority-owned, or turned down for a bank loan | Last day of each quarter (March 31, June 30, September 30, December 31) |
| YippityDoo Big Idea Grant | $1,000 monthly | $15 | 4 | — | Vision: your big idea (40%); Passion: why it matters to you (40%); Use: where the $1,000 goes (20%); Voice: an authentic story in your own words | Women-owned businesses | Last day of each month |
| Hiring Our Heroes Small Business Grant | $10,000 (four winners) or $25,000 (grand prize) | $0 | 6 | 2000 characters per answer | Leadership and impact in your local community (33.3%); Contribution to local economic growth: jobs, skills, services, tax base (33.3%); An effective path to business success (33.3%) | Any founder | December 15, 2026 |
| Her Agenda Breakthrough Grant | $5,000 (one winner) | $25 | 7 | 200–300 words per answer | Business clarity; Potential impact of the grant; Alignment with Her Agenda's mission; Readiness | Any founder, in business a year or more | January 19, 2027 |
| Thiel Fellowship | $250,000 over two years | $0 | 8 | — | What you're building now, concretely; Things you've built before; Original views on important problems; Honest, personal answers | Any founder | Rolling: applications are accepted year round |
| Tory Burch Foundation Fellows Program | $2,000 education grant plus a year of the Fellows program (coaching, advisors, an in-person Founder's Circle event) | $0 | 8 | 200–250 words per answer | Positive, lasting impact from the business; What sets the business apart; The problem it solves; Your passion and the obstacles you've overcome; Real traction and room to grow; Specific, substantive answers | Any founder | November 17, 2026 at |
Two things follow from the table. A short form is not an easy one: a 250-character limit leaves room for one or two sentences, so every word has to carry a fact. And four of the eighteen publish point or percentage weights, which differ from funder to funder, so read them before deciding where to spend your words.
GrantCompass drafts all eighteen of these applications from your own answers: four short questions, a free preview with no card, and $9 for the full draft. We use only what you tell us, and you submit it yourself on the funder’s form. Start from the box above, or read how the drafting works.
Tier 1: the 8 programs written specifically for women of color
8 programs in the GrantCompass catalog name women of color in their eligibility rules, and 3 of them are accepting applications as of September 3, 2026. The three open ones are the HerRise MicroGrant, digitalundivided’s BREAKTHROUGH cohort grant, and Hot Bread Kitchen’s free HBK Incubates program in New York City. Two are between annual intakes, one closed its 2026 cohort in May, and two have ended: the Fearless Fund Strivers Grant permanently, and the SoGal Black Founder Startup Grant to a dead page.
- digitalundivided BREAKTHROUGH — Grant for Black & Latina Women Founders$5,000 per company · Black & Latina women founders · Open Cohort applications live — Northern California and Nashville (verified Aug 23, 2026) 6 intel fields — locked
- HerRise MicroGrant$1,000 per month · Under-resourced women, including women of color; 51% women-owned · Open Rolling — 11:59pm ET on the last day of every month 6 intel fields — locked
- Hot Bread Kitchen — HBK Incubates Food Business ProgramIn-kind (free program) · Food entrepreneurs — focus on women of color & immigrant women · Open Rolling admissions, free 6 intel fields — locked
- Black Girl Ventures BGV Pitch Program$5,000 + audience crowdfund · Black & Brown women founders · Closed 2026 cohort closed May 15, 2026 6 intel fields — locked
- Tarte Shape Your Future Small Business Awards$10,000–$25,000 · Black women-owned businesses · Between Between intakes — next round not announced 7 intel fields — locked
- PepsiCo Juntos Crecemos Jefa-Owned Business Grant$10,000 (20 winners) · Latina-owned food & beverage businesses · Between Between intakes — next round not announced 6 intel fields — locked
- Fearless Fund Strivers Grant$20,000 (program enjoined) · Black women-owned businesses (program ended) · Ended Permanently closed by the September 2024 settlement — will not reopen 7 intel fields — locked
- SoGal Foundation Black Founder Startup Grant$5,000–$10,000 (historical) · Black women & nonbinary founders · Ended Grant page returns 404; no active SoGal grant programme 6 intel fields — locked
Which dedicated program fits you: Black, Latina, Asian American or Indigenous founders
Match on the written rules, not on the program’s reputation. Most of the programs women of color search for by name now define eligibility around a wider group (under-resourced women, underrepresented founders, multicultural entrepreneurs) and name women of color inside it. So the facts that decide whether you fit are usually your revenue, what you sell and where you live, not your ethnicity alone.
The table below reads each program’s own eligibility wording and its hard gates. Answer the four questions and each row is marked as a fit, a maybe, or not a fit, with the reason. Nothing you pick leaves this page.
| Program | Who its rules name | Award the funder sets | Hard gates |
|---|---|---|---|
| HerRise MicroGrant | “Under-resourced women, including women of color” | $1,000 a monthOne winner monthly; $15 fee | 51% women-owned, registered in the US, under $1 million in gross revenue |
| Amber Grant (WomensNet) | Any woman founder; the business must be 50% women-owned | Three $15,000 grants a monthPlus three $75,000 year-end grants; $15 fee | US or Canada; one application per email every 3 months |
| Sephora Beauty Grant | 51%+ owned by an underrepresented founder, a list that names Black, AAPI, Latina, Indigenous, women and first-generation immigrant founders | $100,000One grant a year, run with the Fifteen Percent Pledge | Sells a beauty or personal-care product, $100,000 annual revenue, US-based, 1+ year in business |
| NAACP × L’Oréal USA Inclusive Beauty Fund | “New or existing beauty businesses of all kinds”: salons, spas, barber shops, stylists, makeup artists | $25,000L’Oréal awarded “an additional six (6) grants” in the 2026 cycle, which closed April 23, 2026 | A beauty business; full criteria sit in the fund’s terms and conditions |
| digitalundivided BREAKTHROUGH | digitalundivided’s mission is Black and Latina women founders; the application’s checklist names no race or gender | $5,000 per companyPlus a city cohort program | $50,000 annual revenue, US-registered 1+ year, a website or app, within 100 miles of the host city |
| Black Girl Ventures (now BGV Foundation) | “Under-resourced multicultural entrepreneurs”; Black and Brown women prioritized | $5,000 + audience crowdfundPitch competition | Already generating revenue, 51%+ owned by under-resourced women, US-based |
| Dream Investment Program | “Centers Black girls, women, and femme-identifying entrepreneurs” | $5,000 early-stage, $2,500 youthPlus a 16-week cohort program | Lives in one of 13 Southern states, US citizen or national; early-stage track is for businesses 2 to 5 years old |
| PepsiCo Juntos Crecemos Jefa-Owned Business Grant | Latina-owned food and beverage businesses | $10,000 eachTwenty grants in its last published cycle (2024) | Latina-owned, food or beverage |
- Black women foundersThe deepest bench: every program above except PepsiCo’s Latina grant admits you, and the Dream Investment Program is built around you in the South. The full Black-owned list is on Black-owned business grants.
- Latina foundersPepsiCo’s Jefa-Owned grant is the one cash grant in this table written for Latinas; digitalundivided’s mission names you too. More on Hispanic and Latino business grants.
- Asian American foundersThe GrantCompass catalog has no national cash grant written only for Asian American women. Sephora’s list names AAPI founders explicitly, and HerRise and Amber admit you.
- Indigenous foundersSephora names Indigenous founders; the larger money is tribal and Native CDFI capital, sorted on Native American business grants.
Not sure which rows apply to you? See which grants you qualify for
Closing in the next 90 days
3 programs on this page have a firm published deadline between today and February 1, 2027, sorted soonest first. Every other open program on this page is rolling, which means there is nothing to race.
Where the money for women of color actually is in 2026
The money has moved from big branded prizes to small rolling microgrants and to lending. Of the 103 programs on this page, 60 are capital — CDFI loans, tribal loan funds, state credit-enhancement programs — and 29 of the grant-shaped programs are either between intakes or shut. The reliable money is now $1,000 to $5,000, repeatable, and rarely advertised.
Three distinct pools exist, and they behave differently. Corporate and brand microgrants — Sephora, Glossier, Tarte, Visa, PepsiCo — run once a year, award between $10,000 and $100,000, and attract tens of thousands of applicants. 21 of the 103 programs on this page sit in exactly this state right now: real, funded, and closed until their next annual window. Foundation microgrants — HerRise, Amber, Galaxy, Secretsos — award $1,000 to $2,500 on a monthly or quarterly cycle, which means a founder can enter them twelve or four times a year instead of once. Public and quasi-public capital — CDFIs, SSBCI-funded state programs, tribal loan funds — is by far the largest pool by dollars: 52 of these are lending today, and unlike the grants they do not close.
If your business is built around social justice, the TRANSFORM microgrant screens on values and need rather than revenue.
The 2023–2024 legal challenges reshaped the top of this market rather than the bottom. Large, explicitly race-conditioned grant programs became legally exposed; the Fearless Fund Strivers Grant closed permanently in a September 2024 settlement, and Black Ambition suspended its Prize Competition for 2026. Small foundation microgrants and CDFI lending were untouched. A founder optimising for expected dollars in 2026 should therefore work the repeatable small grants and the lenders, and treat the annual brand prizes as lottery tickets she buys once a year when the window opens.
The rolling monthlies: the only programs you can enter more than once a year
64 of the 103 programs on this page have no fixed deadline at all, and a handful of those reset every month or every quarter — which turns a single application into a repeatable habit rather than a one-shot bet.
The HerRise MicroGrant issues $1,000 every month to an under-resourced woman-owned small business, including women of color (51% women-owned); applications close at 11:59pm ET on the last day of each month and the winner is announced at HerSuiteSpot’s First Friday mixer. The Amber Grant, run by WomensNet, awards three $15,000 grants every month plus three $75,000 year-end grants drawn from the monthly winners, on the same last-day-of-month cadence. The Women Founders Grant awards $5,000 in posted rounds with a $25 application fee; its October 31, 2026 deadline has passed and no new one is posted. The Secretsos Small Business Grant awards $2,500 each quarter to owners who have been turned down for bank credit, closing on the last day of each quarter — next, December 31, 2026 — for a $15 fee. The Galaxy Grant awards $2,500 and is free to apply to, with a 30-second form; its October 31, 2026 round has closed and the next is not announced.
Treat these as a calendar, not a task list. One evening a month spent refreshing the same three or four applications is a materially better use of time than hunting for new programs, because the population of programs written for women of color is small and slow-moving — 8 in a catalog of 665 US funding programs — while the number of chances to enter the rolling ones is unlimited. Star them in the GrantCompass database and the deadline reminder arrives without you tracking it.
A 12-month application plan for women of color founders
Enter HerRise every month, enter the Amber Grant every third month, and take each annual brand round once when it opens. The Amber Grant’s system blocks a second application from the same email for 3 months, so four Amber entries a year is the ceiling. That plan costs $240 a year in entry fees for 16 chances.
Space Amber entries on or after the same date each third month: an entry late in one month and the next early three months later can fall inside the lock. Annual rounds move from year to year, so check the date on each program page.
| Program | Entries a year | Fee each | Fees a year | Award per win |
|---|---|---|---|---|
| HerRise MicroGrant | 12 | $15 | $180 | $1,000 |
| Amber Grant | 4 (3-month email lock) | $15 | $60 | $15,000Monthly winners are in the running for three $75,000 year-end grants |
| Both monthly programs | 16 | $240 |
Reuse one core application. HerRise asks for two answers of up to 250 characters; Amber’s form asks for longer written answers. Write the long version once for Amber and cut it down for HerRise, then refresh the numbers each month rather than starting over. Neither program promises a set number of entries before a win, so treat the $240 as a budget you choose, not an investment with a return.
Worked example
A Black woman in Georgia runs a skincare brand with $120,000 in annual sales, three years old. On the rules above she fits the Sephora Beauty Grant (a beauty product, past $100,000, more than a year trading), the NAACP × L’Oréal fund (a beauty business), the Dream Investment Program (Georgia is one of its 13 states and the brand is 2 to 5 years old), HerRise (under $1 million) and Amber. Her year: 16 monthly entries for $240, plus three annual applications when their rounds open, and digitalundivided BREAKTHROUGH if a cohort lands within 100 miles of her.
Want this plan built from your own answers? See which grants you qualify for
Work the full database, not a list
This page is one slice. The GrantCompass database holds all 665 US programs with what is actually true about each one — type, level, status, deadline, amount, and who it is really for. Filter it to women-focused programs that are open right now, star what fits, and we watch the deadlines for you. That part is free, and it is what a list on a blog can never do.
- 1. Filter to women-focused & open
- 2. Star what fits your business
- 3. We email you before each deadline
Programs that paused, closed, or got sued — what actually changed
25 of the 43 women-focused programs on this page are not accepting applications right now — between annual intakes, closed for the cycle, or ended for good. Aggregator lists still show most of them as live, which is the single most expensive thing a founder can be wrong about.
The Fearless Fund Strivers Grant is gone permanently. The $20,000 grant for Black women-owned businesses was suspended by a federal appeals panel in June 2024 and then terminated outright in a September 2024 settlement with the American Alliance for Equal Rights; the settlement bars the contest from operating and it will not reopen. The Fearless Fund itself continues as an investor. Black Ambition is not running its Prize Competition in 2026. Pharrell Williams’ organisation states on its own application page that it is “entering a new phase of impact in 2026” and will not accept new Prize applications, focusing instead on founders already in its portfolio. Comcast RISE has effectively wound down: comcastrise.com now redirects to Comcast’s Project UP page, and no 2026 application window has been published. The SoGal Black Founder Startup Grant has no live page. Eileen Fisher’s women-owned business grant and Stacy’s Rise Project are both dormant, with no verified cycle in recent years, despite appearing on dozens of “grants for women” listicles.
One more category deserves naming, because it wastes the most time: programs that fund organisations rather than founders. Mastercard Strive USA, the MBDA Capital Readiness Program, the MBDA Women’s Entrepreneurship Program and the Treasury’s Native American CDFI Assistance program all award money — to nonprofits, CDFIs and intermediaries who then serve small businesses. An individual business cannot apply to any of them for its own operations. They are marked on this page so you do not spend an afternoon finding that out.
| Program | Amount when open | Verified status — August 23, 2026 |
|---|---|---|
| Black Girl Ventures BGV Pitch Program | $5,000 + audience crowdfund | Closed 2026 cohort closed May 15, 2026 |
| Block Advisors Fund Her Future Grant | $50K + 5×$10K | Closed 2026 window closed — annual, opens in the spring |
| Tarte Shape Your Future Small Business Awards | $10,000–$25,000 | Between Between intakes — next round not announced |
| PepsiCo Juntos Crecemos Jefa-Owned Business Grant | $10,000 (20 winners) | Between Between intakes — next round not announced |
| Glossier Grant for Black-Owned Beauty Businesses | $50,000 (new) / $100,000 (alumni) | Between Between intakes — next round not announced |
| PepsiCo Greenhouse Accelerator — Juntos Crecemos Edition | $20,000 + up to $100,000 grand prize | Between Between intakes — next round not announced |
| Sephora Beauty Grant | $100,000 | Open 2027 round taking applications |
| Black Kitchen Initiative Grant (Heinz × The LEE Initiative) | Up to $25,000 | Between Between intakes — next round not announced |
| Camelback Ventures Fellowship | $25,000 seed grant | Between Between intakes — next round not announced |
| LISC Small Business Relief Grants | $5,000–$25,000 (when open) | Between Between intakes — next round not announced |
| NAACP Powershift Entrepreneur Grant | $25,000 | Between Between intakes — next round not announced |
| NAACP × L'Oréal USA Inclusive Beauty Fund | $25,000 | Between Between intakes — next round not announced |
| Power Forward Small Business Grant | $25,000 | Between Between intakes — next round not announced |
| Cartier Women's Initiative Regional Awards | $30K / $60K / $100K | Between 2027 Regional Awards closed June 16, 2026 — next window expected spring 2027 |
| Connecticut Child Care Business Expansion Grant | Up to $25,000 | Between Between intakes — next round not announced |
| Connecticut Child Care Business Start-Up Grant | Up to $5K–$25K | Between Between intakes — next round not announced |
| Visa She's Next Grant Program | $10,000 | Between Between intakes — next round not announced |
| Colorado Family Child Care Home Facilities Improvement Grant | Up to $5,000 | Between Between intakes — next round not announced |
| Tory Burch Foundation Fellows Program | Financial resources (varies) | Between Between intakes — next round not announced |
| Fearless Fund Strivers Grant | $20,000 (program enjoined) | Ended Permanently closed by the September 2024 settlement — will not reopen |
| SoGal Foundation Black Founder Startup Grant | $5,000–$10,000 (historical) | Ended Grant page returns 404; no active SoGal grant programme |
| Black Ambition Prize | Up to $1,000,000 total | Ended No Prize Competition applications in 2026 — organisation says so on its own site |
| Comcast RISE | $5K cash + in-kind pkg | Ended comcastrise.com now redirects to Comcast Project UP — no 2026 window |
| Eileen Fisher Women-Owned Business Grant | $10,000–$40,000 | Ended Dormant — no verified cycle in recent years |
| Stacy's Rise Project | $25,000 | Ended Dormant — no cycle since the 2023 applications |
How race-specific grants changed after the Fearless Fund case
A private grant contest that admits only one race is now a legal risk in the US, so the programs still running for women of color write their rules around a wider group and name women of color inside it. For a founder that cuts both ways: you can enter programs once described as Black-women-only, and so can more applicants, so the essay has to win on the judging criteria.
The case was American Alliance for Equal Rights v. Fearless Fund Management (11th Cir. No. 23-13138). The court did not treat the grant as a gift. The contest’s official rules told entrants the rules were a contract, and a federal law from 1866, 42 U.S.C. § 1981, bars private parties from discriminating by race when they make contracts. The majority found the contest, which was open only to Black women, “substantially likely to violate § 1981” and “substantially unlikely to enjoy First Amendment protection,” because it categorically barred everyone else. The Alliance told NPR it had urged the Fund to open the contest to Hispanic, Asian, Native American and white women; the Fund ended it instead. Fearless Fund’s lawyer called the settlement “very narrow”: its investing and other charitable work continue.
What the programs still running say about who can apply
| Program | Its own wording | What that means for you |
|---|---|---|
| HerRise MicroGrant | under-resourced women, including women of color | Any woman meeting the gates can enter; women of color are named, not required. |
| BGV Foundation | under-resourced multicultural entrepreneurs | The old Black Girl Ventures name now sits on a broader foundation whose wording takes in other founders of color; Black and Brown women are still prioritized. |
| Dream Investment Program | centers Black girls, women, and femme-identifying entrepreneurs | Built for Black women and says so, and it also welcomes applicants from other historically underserved communities. |
| Sephora Beauty Grant | founders from any other background historically overlooked in venture capital funding, regardless of race | Race is one route in among several, alongside women, immigrants and low-income backgrounds. |
| NAACP × L’Oréal USA Inclusive Beauty Fund | beauty businesses of all kinds | The public page sets no race or gender rule; the terms and conditions hold the full list. |
Three rules for reading eligibility now
- “Centers,” “prioritizes” or “including” means the door is open. Apply whatever your background, and write to the program’s mission, because judges still read for it.
- A rule that admits one race only is the exception now. Before you spend an evening on it, confirm on the funder’s own page that the round is live; several such contests paused or closed after 2024.
- “Underrepresented” is a list, so read the list. Sephora’s names AAPI and Indigenous founders, first-generation immigrants and founders whose parents earned below the poverty line, so more women of color qualify than a headline suggests.
This is a plain reading of the court record and the funders’ pages, not legal advice. The full list of programs that paused or ended sits in the section above.
Want the programs whose rules you meet? See which grants you qualify for
The numbers behind “grants for women of color”
Of the 795 US funding programs GrantCompass tracks, 103 are usable by a woman of color, 43 are aimed at women in some form, and 8 name women of color explicitly. The tier distribution is the honest shape of this market, and it is not the shape the listicles imply.
The 103 programs by tier
- Tier 1 — explicitly for women of color 8
- Tier 2 — women + minority priority 17
- Tier 3 — general women’s programs 18
- Tier 4 — minority & tribal capital 60
Status on November 3, 2026
- 3 of 8. Only 3 of the 8 programs written specifically for women of color are open today. Every other “grant for Black women” you will be shown is either a general women’s grant, a minority program, or closed.
- $25,000 is the median award ceiling across the 36 tier 1–3 cash programs that publish a numeric maximum — not the six-figure numbers the brand prizes advertise.
- 59 of 103 programs have no deadline at all. The scarcity is in targeted programs, not in open ones.
- 60 of 103 are minority and tribal capital, not women-specific grants. If you need $50,000 or more, the honest route for a woman of color in 2026 is a CDFI, not a grant competition.
Every row above carries locked intel
Knowing a program exists is the easy half. Every program in the GrantCompass database also carries a Win Layer — the analysis of who actually wins it and why applications fail. Across the 103 programs on this page there are 647 such fields on file, a median of 6 per program, and 102 of 103 programs carry at least five. All of them are locked.
- Approval odds
- What winners look like
- How it is judged
- Rejection traps
- Required documents
- When cash actually lands
- Clawback risk
Pro unlocks all seven fields on all 795 programs, plus deadline alerts. $49/mo · $249/yr.
See what Pro unlocks →The questions founders actually type
There is no free federal grant for starting a business as a Black woman; the Fearless Fund grant is permanently closed; MBE and WBE certification is a contracting tool, not a grant prerequisite; and the best free program open today is the SBA’s Women’s Business Centers (the free Galaxy Grant is between rounds after closing October 31, 2026).
Are there free government grants for Black women to start a business?
No. The federal government does not award start-up grants to individuals by race or gender, and any site promising one is selling something. What the federal government does offer women of color is free infrastructure and contract access: the SBA’s Women’s Business Centers run roughly 150 nonprofit centers offering free counselling and capital-access help; the WOSB and EDWOSB certifications are free and open federal set-aside contracts; the 8(a) Business Development Program does the same for socially and economically disadvantaged owners. Federal grant dollars aimed at this population flow through intermediaries — MBDA Business Centers and the MBDA Women’s Entrepreneurship Program fund nonprofits, which then serve you for free. The cash grants on this page are private and foundation money, not government money.
What happened to the Fearless Fund grant for Black women?
It is permanently closed. The Fearless Fund Strivers Grant awarded $20,000 to businesses majority-owned by Black women. In June 2024 a federal appeals panel ordered the contest suspended after finding the American Alliance for Equal Rights was likely to prevail in its challenge; in September 2024 the parties settled, and the settlement requires the contest to cease. It will not reopen. The Fearless Fund and its foundation continue their other investment and charitable work — the settlement was written narrowly — but the grant contest itself is over. The practical consequence for founders is that lists still ranking it as a live opportunity are stale, and the closest still-running substitutes are the HerRise MicroGrant and the digitalundivided BREAKTHROUGH grant, both an order of magnitude smaller.
Do I need MBE or WBE certification to apply for these grants?
No. Not one of the 8 Tier 1 programs on this page requires a minority or women’s business certification, and neither do the microgrants in Tier 2 and Tier 3. Private grants ask you to self-attest ownership — usually 51% or more — and to supply formation documents and sometimes a tax return. Certification earns its keep somewhere else entirely: winning contracts. Federal set-asides need the free SBA WOSB or 8(a) certification; state and city procurement needs a state MBE or WBE certificate; large corporate supplier-diversity programs need a third-party certification such as WBENC or NMSDC. If your growth plan is contracts, certify. If your growth plan is grants, certification is a distraction that costs weeks.
Which programs for women of color have no application fee?
Application fees are common in this segment and worth checking before you start. The Galaxy Grant is explicitly free to apply to — the form takes about 30 seconds, though its October 31, 2026 round has closed and the next is not announced. The SBA Women’s Business Centers, Hot Bread Kitchen’s HBK Incubates and Operation HOPE’s 1MBB are free programs rather than fee-gated competitions. By contrast, the Women Founders Grant charges a $25 non-refundable fee, and the Secretsos Small Business Grant charges $15. A fee is not automatically a red flag — small foundations use it to filter bots and cover review costs — but it changes the arithmetic of applying to the same $1,000 grant twelve times a year.
Frequently asked questions
What grants are available for Black women business owners right now?
As of September 3, 2026, three programs written specifically for women of color are accepting applications: the HerRise MicroGrant ($1,000 every month, applications close 11:59pm ET on the last day of each month), digitalundivided's BREAKTHROUGH cohort grant ($5,000 per company, currently recruiting in Northern California and Nashville), and Hot Bread Kitchen's HBK Incubates in New York City (a free food-business incubator with rolling admissions rather than a cash grant). Beyond those three, Black women founders are eligible for the wider women-and-minority tier: the Galaxy Grant ($2,500, free to apply; its October 31, 2026 round has closed and the next is not announced), the Secretsos Small Business Grant ($2,500 a quarter, next cut-off December 31, 2026) and the Antares REACH Grant (up to $20,000, rolling). Two of the best-known Black-women programs are gone: the Fearless Fund Strivers Grant closed permanently under a September 2024 settlement, and Black Ambition is not running its Prize Competition in 2026.
Are there grants for Latina entrepreneurs in 2026?
Yes, but the count is small and most run on annual cycles. digitalundivided's BREAKTHROUGH grant awards $5,000 to Black and Latina women founders and is recruiting cohorts now. PepsiCo's Juntos Crecemos Jefa-Owned Business Grant awards $10,000 to twenty Latina-owned food and beverage businesses each year and is between intakes. The PepsiCo Greenhouse Accelerator Juntos Crecemos track ($20,000 plus a grand prize) is also between intakes. Latina founders in the Washington DC, Maryland and Virginia area can borrow from LEDC, a CDFI built for Latino and immigrant business owners, on a rolling basis. GrantCompass tracks 103 programs on this page that a woman of color can use; 8 of them are written specifically for women of color and 60 are minority or tribal capital programs open to her without being women-specific.
Do women-of-color grants require a certification?
No. None of the eight programs written specifically for women of color requires a minority or women's business certification. Certification matters for a different activity: winning government and corporate contracts. The SBA's Women-Owned Small Business (WOSB) and Economically Disadvantaged WOSB certifications are free and open set-aside federal contracts; the SBA 8(a) Business Development Program does the same for socially and economically disadvantaged owners. Private grants such as the Amber Grant, the Galaxy Grant and the HerRise MicroGrant ask you to self-attest ownership, usually at 51% or more, and to supply formation documents. Treat certification as a contracting tool, not a grant prerequisite.
What's open this month for women of color?
The next dated window is the Secretsos Small Business Grant ($2,500 quarterly), whose Q4 window runs to December 31, 2026. The Galaxy Grant ($2,500, free to apply) closed its round on October 31, 2026 and has not announced the next one. The Montana Indian Equity Fund ($40,000 for Native-owned Montana businesses) closed its 2026 window on September 30 and has not yet dated the next one. The DivInc Startup Accelerator's August 23 cohort window has closed, with its next cohort dates not yet posted, and the Women Founders Grant ($5,000, $25 application fee) is between rounds: its October 31, 2026 deadline has passed and no new one is posted. Separately, 64 of the 103 programs on this page are rolling with no fixed deadline at all, including the monthly HerRise MicroGrant and the monthly Amber Grant. This page is recomputed and republished monthly.